The Pitfalls of Market Timing

TimeMarket timing involves moving your money in and out of investments (typically stocks) to try to catch all the performance highs and avoid all the lows. Not even the savviest market players are likely to succeed at this game.

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Why You Shouldn’t Put Off Saving for Retirement

RetirementwhyNo matter what your age, the bills you face today can make saving for longer-term goals like retirement seem like an impossible task. But even if you can manage to set aside just a few dollars per paycheck for retirement, the sooner you start, the more time your money will have to grow through compounding.

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The Pension Boards Takes Action on Gun Violence

The Pension Boards-United Church of Christ (PBUCC), a founding member of The Interfaith Center for Corporate Responsibility (ICCR), is taking significant steps toward action on gun violence in America. Gun violence, particularly school shootings, is a concern shared by over 300 faith community members of the organization.

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Well, Ready or Not, Here it Comes: THE FALL

By Rev. Jill E. Olds* 

OldsIt sounds rather daunting when I put it that way, doesn’t it?  I mean, that term can reference a few different things in our church context.  Of course, it can refer to the season of autumn that is upon us.  Or, it can refer to the concept that all of humanity is broken in some way, in need of being raised up by Jesus.

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The Pension Boards Hosts UCC Members for Retirement Seminar in New York City

 

RS10242018This week the Member Education staff of The Pension Boards-United Church of Christ, Inc. (PBUCC), hosted several United Church of Christ (UCC) members from the Middle Atlantic region for an all-day Pre-Retirement Seminar. The Seminar, held Wednesday, October 24, 2018, at PBUCC’s office in New York City, provided information and tools for retirement readiness for actively-contributing Annuity Plan members over 50 years of age.

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Northern Trust Survey

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Recently, PBUCC Staff and Investment Committee members met with outside experts from Northern Trust, Neuberger Berman, and GSAM to:

  • gain further insight into trends in retirement plan structure and participant choices, to see how the Pension Boards’ 403(b) Annuity Plan compares, and
  • review our Faith and Finance (Sustainable Investing) initiatives.

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The Outlook: What We Are Watching

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To be honest, the better performance by the U.S. versus the rest of the world is not entirely unexpected after a strong year for international stocks in 2017. Tax changes and less regulation have stimulated the U.S. economy, but the markets have recently started to gravitate to the idea that the U.S. represents the only investment opportunity in the world. Although Pension Boards’ Funds are allocating a majority of assets to U.S. investments, most experts know the benefits of diversification over the longer term, and international markets should not be ignored, especially when they hold value for the longer-term.

We thought you would like to see a current assessment of emerging markets by GSAM. We will continue to keep you informed on trends influencing global markets and your retirement funds.

*The EM Comeback report is used with permission of Goldman Sachs Asset Management.